At Plus International Bank, we know how important personal privacy is to you. Because of our interest in protecting your privacy, we continue to examine the practices of the banks and companies within our corporate family. As a result, we have adopted the following privacy principles, continuing our commitment to provide top quality service to our valued customers:
Recognition of Your Expectation of Privacy
We recognize that you expect privacy and security for your personal and financial affairs. We understand the need to safeguard our sensitive information about you that you have entrusted to us. We maintain standards and procedures designed to prevent misuse of this information.
Our Collection, Retention, and Use of Information about You
We collect, retain, and use information about you only where we reasonably believe that it will help administer our business or provide products, services, and other opportunities to you. We collect and retain information about you only for specific business purposes -- and we will tell you why we are collecting and retaining it upon your request. We use information to protect and administer your records, accounts, and funds; to comply with certain laws and regulations; to help us design or improve our products and services; and to understand your financial needs and provide you with quality products and superior service.
Email Addresses: If you supply us with your email address, we may let you know by email about other products and services and products enhancements that may be of interest to you. However, at the time you provide the email address, you will have the opportunity to tell us do not want to receive these products messages. You can at any time let us know your preferences by writing to us at email@example.com .
Information We Collect Automatically
There is some information we collect whenever you interact with us. It includes:
IP Addresses : When you enter plusintbank.com, you pass through a "firewall" we use for security purposes. As you pass through it, we identify the Internet Protocol (IP) address associated with the device you're using, such as a personal computer or handheld device. The IP address does not identify you personally, but it does allow Plus International Bank to identify the device you're using. We store IP addresses in case we ever need to track a connection to its point of origin for security reasons.
Email : When you send us an email to comment on something or to ask a question, we will use your email address to reply to you and for a limited time we will store your email address, your message and our response for quality assurance. We may also do this to meet legal and regulatory requirements. If we collect your email address in this manner, we won't use it to let you know about Plus International Bank products and services unless you have given us permission.
Working with Other Companies
We work with a number of other companies to ensure that we're providing the value and service you expect from Plus International Bank's Internet offering.
Third Party Service Providers on the Internet : Occasionally you will notice on plusintbank.com that services are "Powered by" or "Provided by" content providers or technology service partners. We contract with these providers to help us serve you better. We're highly selective in choosing these companies, and they are only allowed to use your information for the purpose of providing the services we've contracted with them to provide.
Our Maintenance of Accurate Information
We have procedures to help assure that your financial information is accurate, current, and complete in accordance with commercial standards. We also have procedures to respond to your requests to correct inaccurate information in a timely manner. While federal or state law requires some of these procedures, we have implemented additional procedures to maintain accurate, current, and complete financial information, including processes to update information and remove old information.
Limiting Employee Access to Information
We have procedures and security levels that limit employee access to personally identifiable information to those employees with a business reason to know such information about you. We educate our employees about the importance of confidentiality and customer privacy through standard operating procedures, special training programs. We take appropriate disciplinary measures to enforce employee privacy responsibilities.
Security Procedures to Protect Information
We maintain security standards and procedures to help prevent unauthorized access to confidential information about you. We update and test our technology to improve the protection of our information about you and to assure the integrity of our information.
Restrictions on Disclosing Information to Parties Outside Plus International Bank
We do not reveal specific information about your accounts or other personally identifiable data to parties outside Plus International Bank for their independent use unless: (1) you request or authorize it; (2) the information is provided to help complete a transaction initiated by you; (3) the information is provided to a reputable credit bureau or similar information reporting agency; or (4) the disclosure otherwise is lawfully required.
Maintaining Your Privacy in Business Relationships with Outside Third Parties
Sometimes it is necessary to provide personally identifiable information about you to a third party, such as to a vendor or service company that we hire to prepare your account statements or to provide support or services for one or more of our products. These vendors and service companies agree to safeguard our confidential information about you and your products and services with us and must abide by applicable law.
These Customer Privacy Principles apply to individuals, and we reserve the right to change them, along with related provisions, at any time.